/* ==========================================================================
   S.B. Hypotheek & Financieel Advies — stylesheet
   Desktop (≥1024px) is a 1-op-1 reproduction of the 1024px reference design.
   All desktop sizes are written in reference pixels × var(--u):
   --u = 1px at a 1024px wide viewport and scales proportionally up to 1434px.
   Below 1024px --u is 1px and the layout becomes fluid (tablet / mobile).
   ========================================================================== */

@font-face {
  font-family: "Newsreader";
  src: url("../fonts/newsreader-var.woff2") format("woff2");
  font-weight: 400 600;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: "Figtree";
  src: url("../fonts/figtree-var.woff2") format("woff2");
  font-weight: 400 700;
  font-style: normal;
  font-display: swap;
}

:root {
  --bg: #faf8f2;
  --bg-soft: #f6f3ec;
  --ink: #0b0b0a;
  --text: #3d3d3b;
  --text-2: #4b4b49;
  --muted: #5f5e5c;
  --green: #384a3b;
  --green-hover: #2c3c2f;
  --green-line: #2f4132;
  --sage: #dfe5dc;
  --sage-card: #e6eae1;
  --sand: #f4eee4;
  --line-sage: #c5cbc2;
  --line-sand: #d2cdc5;
  --line-soft: #e1ddd5;
  --focus: #6f8f75;
  --serif: "Newsreader", "Iowan Old Style", "Times New Roman", Georgia, serif;
  --sans: "Figtree", "Segoe UI", system-ui, -apple-system, Roboto, Arial, sans-serif;
  --vw: 100vw;
  --u: calc(min(var(--vw), 1434px) / 1024);
}

@media (max-width: 1023.98px) {
  :root { --u: 1px; }
}

/* ---------- base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { transition: none !important; animation: none !important; } }
body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font-family: var(--sans);
  font-size: calc(14 * var(--u));
  line-height: 1.45;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  font-kerning: normal;
  overflow-x: clip;
}
img, svg, picture { display: block; max-width: 100%; }
.hero-media picture, .post-img picture, .page-hero-media picture, .article-image picture, .portrait-card picture { width: 100%; height: 100%; }
img { height: auto; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; }
h1, h2, h3, h4, p, ul, ol, figure, blockquote, dl, dd { margin: 0; }
ul, ol { padding: 0; list-style: none; }
:focus-visible { outline: calc(2 * var(--u)) solid var(--focus); outline-offset: calc(2 * var(--u)); border-radius: calc(2 * var(--u)); }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.skip-link { position: absolute; left: 12px; top: -60px; z-index: 200; background: var(--green); color: #fff; padding: 10px 14px; border-radius: 4px; font-weight: 500; }
.skip-link:focus { top: 12px; }

.wrap { width: calc(909 * var(--u)); margin-inline: auto; position: relative; }

.serif { font-family: var(--serif); }
h1, h2, h3, .h1, .h2, .h3 {
  font-family: var(--serif);
  color: var(--ink);
  font-weight: 540;
  letter-spacing: -0.02em;
  font-optical-sizing: auto;
}

/* ---------- icons ---------- */
.i-arrow { width: calc(11 * var(--u)); height: calc(7 * var(--u)); flex: none; }
.i-chev { width: calc(6 * var(--u)); height: calc(4 * var(--u)); flex: none; }

/* ---------- buttons & links ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  border: 0; border-radius: calc(3.5 * var(--u)); text-decoration: none; white-space: nowrap;
  font-family: var(--sans); font-weight: 500;
  transition: background-color .2s ease, color .2s ease, border-color .2s ease, transform .2s ease, box-shadow .2s ease;
}
.btn-primary { background: var(--green); color: #fff; }
.btn-primary:hover { background: var(--green-hover); }
.btn-outline { background: #fbfaf6; color: var(--ink); box-shadow: inset 0 0 0 calc(1 * var(--u)) #a9afa9; }
.btn-outline:hover { background: #fff; box-shadow: inset 0 0 0 calc(1 * var(--u)) var(--green); }
.btn .i-arrow { transition: transform .2s ease; }
.btn:hover .i-arrow, .link-arrow:hover .i-arrow { transform: translateX(calc(2 * var(--u))); }

.link-arrow {
  display: inline-flex; align-items: center; gap: calc(10.5 * var(--u));
  color: #364039; font-size: calc(13.8 * var(--u)); line-height: 1; font-weight: 480;
  border-bottom: calc(1.5 * var(--u)) solid #8b948e; padding-bottom: calc(3.6 * var(--u));
  transition: color .2s ease, border-color .2s ease;
}
.link-arrow:hover { color: var(--green); border-bottom-color: var(--green); }
.link-arrow .i-arrow { margin-top: calc(1 * var(--u)); }

/* ==========================================================================
   HEADER
   ========================================================================== */
.site-header {
  position: sticky; top: 0; z-index: 60;
  background: var(--bg);
  height: calc(60 * var(--u));
  border-bottom: calc(1 * var(--u)) solid #f3f0ea;
  box-shadow: 0 calc(1 * var(--u)) calc(2 * var(--u)) rgba(120, 105, 80, .045);
}
.header-inner { height: calc(60 * var(--u)); }
.logo { position: absolute; left: calc(12.5 * var(--u)); top: calc(13 * var(--u)); width: calc(132.5 * var(--u)); height: calc(38.5 * var(--u)); }
.logo img { width: 100%; height: 100%; }

.main-nav { position: absolute; left: calc(258 * var(--u)); top: 0; height: calc(60 * var(--u)); }
.main-nav ul { display: flex; height: 100%; align-items: center; gap: calc(21 * var(--u)); }
.main-nav li:nth-child(2), .main-nav li:nth-child(3) { margin-left: calc(-1 * var(--u)); }
.main-nav li:nth-child(4) { margin-left: calc(1 * var(--u)); }
.main-nav li:nth-child(5) { margin-left: calc(3 * var(--u)); }
.main-nav li:nth-child(6) { margin-left: calc(2 * var(--u)); }
.main-nav a {
  display: block; position: relative;
  font-size: calc(10.75 * var(--u)); line-height: 1; color: #252524; font-weight: 480; padding: calc(2 * var(--u)) 0 calc(3 * var(--u)); margin-top: calc(1 * var(--u));
  transition: color .2s ease;
}
.main-nav a::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: calc(-2 * var(--u)); height: calc(1 * var(--u));
  background: var(--green); transform: scaleX(0); transform-origin: left; transition: transform .25s ease;
}
.main-nav a:hover { color: var(--green); }
.main-nav a:hover::after, .main-nav a[aria-current="page"]::after { transform: scaleX(1); }

.lang { position: absolute; left: calc(764 * var(--u)); top: 0; height: calc(60 * var(--u)); display: flex; align-items: center; }
.lang-btn {
  display: inline-flex; align-items: center; gap: calc(6 * var(--u)); background: none; border: 0; padding: calc(4 * var(--u)) 0;
  font-size: calc(10.3 * var(--u)); line-height: 1; color: #252524; font-weight: 480; margin-top: calc(1 * var(--u));
}
.lang-btn .i-chev { transition: transform .2s ease; }
.lang-btn[aria-expanded="true"] .i-chev { transform: rotate(180deg); }
.lang-menu {
  position: absolute; top: calc(100% - calc(8 * var(--u))); left: calc(-16 * var(--u)); min-width: calc(190 * var(--u));
  background: #fff; border-radius: calc(6 * var(--u)); padding: calc(6 * var(--u));
  box-shadow: 0 calc(10 * var(--u)) calc(30 * var(--u)) rgba(30, 40, 30, .12), 0 calc(1 * var(--u)) calc(3 * var(--u)) rgba(30, 40, 30, .08);
  opacity: 0; visibility: hidden; transform: translateY(calc(-4 * var(--u))); transition: opacity .18s ease, transform .18s ease, visibility .18s;
}
.lang.open .lang-menu { opacity: 1; visibility: visible; transform: none; }
.lang-menu li + li { margin-top: calc(1 * var(--u)); }
.lang-menu button, .lang-menu a {
  display: flex; width: 100%; justify-content: space-between; align-items: baseline; gap: calc(12 * var(--u));
  background: none; border: 0; padding: calc(8 * var(--u)) calc(10 * var(--u)); border-radius: calc(4 * var(--u)); text-align: left;
  font-size: calc(12.5 * var(--u)); line-height: 1.2; color: var(--ink);
}
.lang-menu small { font-size: calc(10.5 * var(--u)); color: #7a7a77; }
.lang-menu button:hover, .lang-menu a:hover { background: var(--sage); }
.lang-menu [aria-current="true"] { font-weight: 600; }

.btn-call { position: absolute; left: calc(817 * var(--u)); top: calc(13.5 * var(--u)); width: calc(86.5 * var(--u)); height: calc(31 * var(--u)); font-size: calc(11 * var(--u)); line-height: 1; padding-top: calc(1 * var(--u)); font-weight: 560; }

.menu-toggle { display: none; }
.mobile-menu { display: none; }

/* ==========================================================================
   HERO (home)
   ========================================================================== */
.hero { position: relative; overflow-x: clip; }
.hero .wrap { padding-top: calc(18.4 * var(--u)); text-align: center; }
.eyebrow {
  font-family: var(--sans); font-weight: 500; font-size: calc(11 * var(--u)); line-height: 1;
  letter-spacing: calc(1.9 * var(--u)); text-transform: uppercase; color: #262626;
  padding-right: calc(2 * var(--u)); /* balances trailing tracking */
}
.hero h1 {
  margin-top: calc(18 * var(--u));
  font-size: calc(53.7 * var(--u)); line-height: calc(52 * var(--u)); font-weight: 515; letter-spacing: -0.025em;
  font-variation-settings: "opsz" 53.7;
}
.hero-sub { margin-top: calc(-1.3 * var(--u)); font-size: calc(13.4 * var(--u)); line-height: calc(17 * var(--u)); color: #353534; font-weight: 430; }
.hero-actions { margin-top: calc(13.4 * var(--u)); display: flex; justify-content: center; gap: calc(15 * var(--u)); }
.hero .hero-actions-below { display: none; }
.hero-actions .btn { height: calc(40.5 * var(--u)); font-size: calc(12.6 * var(--u)); line-height: 1; padding-top: calc(2 * var(--u)); font-weight: 560; }
.hero-actions .btn-primary { width: calc(198.5 * var(--u)); gap: calc(13.5 * var(--u)); padding-left: calc(4 * var(--u)); }
.hero-actions .btn-outline { width: calc(145 * var(--u)); }

.hero-line { position: absolute; z-index: 0; pointer-events: none; left: calc(-57.5 * var(--u)); top: calc(165 * var(--u)); width: calc(1024 * var(--u)); max-width: none; height: calc(215 * var(--u)); overflow: visible; }
.hero-line path { fill: none; stroke-width: 1.3; stroke-linecap: round; stroke-linejoin: round; }

.hero-media {
  position: relative; z-index: 1; margin-top: calc(21.5 * var(--u));
  width: calc(909 * var(--u)); height: calc(326 * var(--u)); border-radius: calc(8 * var(--u)); overflow: hidden; background: #e7e4dc;
}
.hero-media img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 50%; }
.hero-caption {
  position: absolute; right: 0; bottom: 0; width: calc(366.5 * var(--u)); height: calc(35.5 * var(--u));
  display: flex; align-items: center; justify-content: center;
  background: #dee4da; border-top: calc(1 * var(--u)) solid #f3f7f1;
  font-size: calc(11.2 * var(--u)); line-height: 1; color: #22261f; font-weight: 470; padding-left: calc(61.5 * var(--u)); padding-top: calc(1 * var(--u));
}
.hero-caption .dot { margin: 0 calc(4 * var(--u)); }
.advisor-card { display: none; }

.lang-strip { display: flex; align-items: center; height: calc(47.5 * var(--u)); margin-top: 0; text-align: left; }
.lang-strip p { position: relative; top: calc(-2.6 * var(--u)); font-size: calc(14.5 * var(--u)); line-height: 1; color: #0d0d0c; font-weight: 480; white-space: nowrap; margin-left: calc(1.5 * var(--u)); }
.lang-strip .rule { width: calc(405 * var(--u)); height: calc(1 * var(--u)); background: #858a84; margin-left: calc(16.5 * var(--u)); margin-top: calc(4.5 * var(--u)); flex: none; }
.lang-strip ul { display: flex; margin-left: auto; margin-right: calc(19 * var(--u)); font-size: calc(12.6 * var(--u)); line-height: 1; color: #535351; position: relative; top: calc(-1.6 * var(--u)); white-space: nowrap; }
.lang-strip li + li::before { content: "·"; margin: 0 .26em; }

/* ==========================================================================
   NEEDS (sage band)
   ========================================================================== */
.needs { background: var(--sage); height: calc(145 * var(--u)); }
.needs .wrap { height: 100%; }
.needs h2 { position: absolute; left: calc(1 * var(--u)); top: calc(44.5 * var(--u)); font-size: calc(34.4 * var(--u)); line-height: 1; font-variation-settings: "opsz" 34.4; letter-spacing: -0.012em; }
.needs-list { position: absolute; left: calc(316.25 * var(--u)); top: 0; height: 100%; display: grid; grid-template-columns: repeat(3, calc(203 * var(--u))); }
.needs-list li { position: relative; }
.needs-list li + li::before { content: ""; position: absolute; left: calc(-0.5 * var(--u)); top: calc(28 * var(--u)); width: calc(1 * var(--u)); height: calc(87 * var(--u)); background: var(--line-sage); }
.needs-list a {
  display: flex; flex-direction: column; align-items: center; height: 100%; padding-top: calc(24.5 * var(--u));
  text-align: center; color: #0b0c0b; transition: color .2s ease;
}
.needs-list a { padding-top: calc(24 * var(--u)); }
.needs-list .need-icon { width: calc(31 * var(--u)); height: calc(31 * var(--u)); color: #2c3a30; transition: transform .25s ease, color .2s ease; }
.needs-list .need-icon svg { width: 100%; height: 100%; }
.needs-list .need-label { margin-top: calc(8.3 * var(--u)); font-size: calc(16.4 * var(--u)); line-height: calc(21 * var(--u)); font-weight: 460; }
.needs-list .i-arrow { margin-top: calc(12 * var(--u)); width: calc(11 * var(--u)); height: calc(7 * var(--u)); transition: transform .2s ease; }
.needs-list a:hover { color: var(--green); }
.needs-list a:hover .need-icon { transform: translateY(calc(-2 * var(--u))); color: var(--green); }
.needs-list a:hover .i-arrow { transform: translateX(calc(3 * var(--u))); }

/* ==========================================================================
   CALCULATOR SECTION
   ========================================================================== */
.calc-section { min-height: calc(250 * var(--u)); }
.calc-section .wrap { display: flex; justify-content: space-between; }
.calc-intro { padding-top: calc(23.6 * var(--u)); padding-left: calc(1.6 * var(--u)); width: calc(360 * var(--u)); }
.calc-intro h2 { font-size: calc(34.6 * var(--u)); line-height: calc(35 * var(--u)); font-variation-settings: "opsz" 34.6; letter-spacing: -0.015em; }
.calc-intro h2 .l1 { font-size: calc(36.1 * var(--u)); font-variation-settings: "opsz" 36; }
.calc-intro p { margin-top: calc(7.5 * var(--u)); max-width: calc(322 * var(--u)); font-size: calc(14 * var(--u)); line-height: calc(18.6 * var(--u)); color: #434341; font-weight: 450; }
.calc-intro .links { margin-top: calc(17.5 * var(--u)); display: flex; flex-direction: column; align-items: flex-start; gap: calc(6.2 * var(--u)); }

.calc-card {
  margin-top: calc(14 * var(--u)); margin-right: calc(2 * var(--u)); width: calc(500 * var(--u)); min-height: calc(224 * var(--u));
  background: var(--sage-card); border-radius: calc(6 * var(--u)); padding: calc(18 * var(--u)) calc(49 * var(--u)) calc(21 * var(--u)) calc(51.5 * var(--u));
}
.field + .field { margin-top: calc(14.5 * var(--u)); }
.field label, .field .label { display: block; font-size: calc(11.6 * var(--u)); line-height: 1; color: #2b2e28; font-weight: 470; margin-bottom: calc(8.5 * var(--u)); }
.input, .select {
  display: block; width: 100%; height: calc(30.5 * var(--u)); border-radius: calc(3 * var(--u));
  background: #fefefe; border: calc(1 * var(--u)) solid #dcdfda; padding: 0 calc(12.5 * var(--u)); font-size: calc(11.7 * var(--u)); color: var(--ink);
  transition: border-color .2s ease, box-shadow .2s ease;
}
.select { height: calc(32 * var(--u)); appearance: none; -webkit-appearance: none; padding-right: calc(34 * var(--u));
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 7 4'%3E%3Cpath d='M.5.5 3.5 3.3 6.5.5' fill='none' stroke='%23323532' stroke-width='.9' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right calc(14 * var(--u)) center; background-size: calc(7 * var(--u)) calc(4 * var(--u)); }
.select:invalid, .select.is-empty { color: #848587; }
.input::placeholder, textarea::placeholder { color: #848587; opacity: 1; }
.input:hover, .select:hover { border-color: #c6cbc3; }
.input:focus, .select:focus, textarea:focus { outline: none; border-color: var(--focus); box-shadow: 0 0 0 calc(3 * var(--u)) rgba(111, 143, 117, .18); }
.field.has-error .input, .field.has-error .select { border-color: #b4573f; }
.field-error { display: none; margin-top: calc(6 * var(--u)); font-size: calc(11 * var(--u)); color: #a2412b; }
.field.has-error .field-error { display: block; }
.field-partner { display: none; }
.calc-form.is-samen .field-partner { display: block; }
.calc-submit { margin-top: calc(10.8 * var(--u)); width: 100%; height: calc(36.5 * var(--u)); font-size: calc(12.6 * var(--u)); font-weight: 580; gap: calc(12.5 * var(--u)); border-radius: calc(4 * var(--u)); padding-left: calc(2 * var(--u)); }
.calc-note { margin-top: calc(6.3 * var(--u)); font-size: calc(10.3 * var(--u)); line-height: 1.3; color: #3f433c; font-weight: 460; }
.calc-result { display: none; margin-top: calc(16 * var(--u)); padding-top: calc(16 * var(--u)); border-top: calc(1 * var(--u)) solid #cfd5cb; }
.calc-result.is-visible { display: block; animation: fadeUp .35s ease both; }
.calc-result .result-label { font-size: calc(11.4 * var(--u)); color: #33362f; }
.calc-result .result-value { font-family: var(--serif); font-weight: 520; font-size: calc(34 * var(--u)); line-height: 1.1; color: var(--ink); letter-spacing: -0.015em; margin-top: calc(4 * var(--u)); }
.calc-result .result-meta { margin-top: calc(6 * var(--u)); font-size: calc(11.4 * var(--u)); line-height: 1.45; color: #4a4d47; }
.calc-result .link-arrow { margin-top: calc(10 * var(--u)); font-size: calc(12.6 * var(--u)); }
@keyframes fadeUp { from { opacity: 0; transform: translateY(calc(6 * var(--u))); } to { opacity: 1; transform: none; } }

/* ==========================================================================
   RATES (sand band)
   ========================================================================== */
.rates { background: var(--sand); height: calc(117 * var(--u)); }
.rates .wrap { height: 100%; }
.rates-intro { position: absolute; left: calc(1.8 * var(--u)); top: calc(19.7 * var(--u)); }
.rates-intro h2 { font-weight: 570; font-size: calc(27.4 * var(--u)); line-height: calc(29 * var(--u)); font-variation-settings: "opsz" 27; letter-spacing: 0; }
.rates-intro h2 .l1 { font-size: calc(26.95 * var(--u)); }
.rates-intro h2 .l2 { font-size: calc(27.86 * var(--u)); }
.rates-intro p { margin-top: calc(6.9 * var(--u)); font-size: calc(10.4 * var(--u)); line-height: 1; color: #52504a; font-weight: 460; }
.rates-list { position: absolute; left: calc(317 * var(--u)); top: calc(22.2 * var(--u)); height: calc(70.5 * var(--u)); display: flex; }
.rates-list li { position: relative; height: 100%; border-left: calc(1 * var(--u)) solid var(--line-sand); }
.rates-list li:nth-child(1) { width: calc(176 * var(--u)); padding-left: calc(33 * var(--u)); }
.rates-list li:nth-child(2) { width: calc(179.5 * var(--u)); padding-left: calc(45 * var(--u)); }
.rates-list li:nth-child(3) { width: calc(200 * var(--u)); padding-left: calc(38.5 * var(--u)); }
.rates-list .rate-label { display: block; margin-top: calc(8.6 * var(--u)); font-size: calc(12.1 * var(--u)); line-height: 1; color: #1a1816; font-weight: 470; }
.rates-list .rate-price .cur { margin-right: .05em; }
.rates-list .rate-price .from { font-family: var(--sans); font-size: calc(12.1 * var(--u)); font-weight: 470; letter-spacing: 0; color: #1a1816; margin-right: calc(6 * var(--u)); font-variation-settings: normal; }
.rates-list .rate-price { display: block; margin-top: calc(12.4 * var(--u)); font-family: var(--serif); font-weight: 470; font-size: calc(27.3 * var(--u)); line-height: 1; color: #020202; letter-spacing: -0.01em; font-variation-settings: "opsz" 27.4; }
.rates-more { position: absolute; right: calc(0.5 * var(--u)); top: calc(78.7 * var(--u)); font-size: calc(11.6 * var(--u)); gap: calc(6 * var(--u)); padding-bottom: calc(5.6 * var(--u)); font-weight: 500; }

/* ==========================================================================
   BLOG TEASER
   ========================================================================== */
.blog-teaser { height: calc(189 * var(--u)); }
.blog-teaser .wrap { height: 100%; }
.blog-intro { position: absolute; left: calc(2.5 * var(--u)); top: calc(24.6 * var(--u)); }
.kicker { font-size: calc(9.5 * var(--u)); line-height: 1; font-weight: 580; letter-spacing: calc(1.82 * var(--u)); text-transform: uppercase; color: #262626; }
.blog-intro h2 { margin-top: calc(13.6 * var(--u)); font-size: calc(34.4 * var(--u)); line-height: 1; font-variation-settings: "opsz" 34.4; letter-spacing: -0.012em; }
.blog-intro .blog-desc { margin-top: calc(3.6 * var(--u)); max-width: calc(258 * var(--u)); font-size: calc(13.7 * var(--u)); line-height: calc(19 * var(--u)); color: #434240; font-weight: 450; }
.blog-intro .link-arrow { margin-top: calc(13.6 * var(--u)); font-size: calc(12.5 * var(--u)); gap: calc(9.5 * var(--u)); padding-bottom: calc(5.3 * var(--u)); font-weight: 500; }
.blog-cards { position: absolute; left: calc(311 * var(--u)); top: calc(15 * var(--u)); display: grid; grid-template-columns: calc(284 * var(--u)) calc(296 * var(--u)); column-gap: calc(18 * var(--u)); }
.post-card { display: block; color: var(--ink); }
.post-card .post-img { height: calc(126.5 * var(--u)); border-radius: calc(3 * var(--u)); overflow: hidden; background: #e7e4dc; }
.post-card img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.post-card:hover img { transform: scale(1.03); }
.post-card .post-title { display: flex; justify-content: space-between; align-items: center; margin-top: calc(12.4 * var(--u)); font-size: calc(12.9 * var(--u)); line-height: 1.1; font-weight: 580; }
.post-card .post-title .i-arrow { margin-right: calc(4.5 * var(--u)); transition: transform .2s ease; }
.post-card:hover .post-title .i-arrow { transform: translateX(calc(3 * var(--u))); }
.post-card:hover .post-title span { color: var(--green); }

/* ==========================================================================
   FOOTER
   ========================================================================== */
.cta-band { background: var(--green); color: #fff; height: calc(109 * var(--u)); box-shadow: inset 0 calc(1 * var(--u)) 0 #2f4232, inset 0 calc(-1 * var(--u)) 0 #2d3e30; }
.cta-band .wrap { height: 100%; }
.cta-text { position: absolute; left: calc(1.5 * var(--u)); top: calc(23.1 * var(--u)); }
.cta-text h2 { color: #fff; font-size: calc(30.95 * var(--u)); line-height: 1; font-variation-settings: "opsz" 30; letter-spacing: -0.012em; }
.cta-text p { margin-top: calc(3.6 * var(--u)); max-width: calc(326 * var(--u)); font-size: calc(12.6 * var(--u)); line-height: calc(17 * var(--u)); color: #f1f5f1; font-weight: 450; }
.cta-rule { position: absolute; top: calc(25 * var(--u)); width: calc(1 * var(--u)); height: calc(60 * var(--u)); background: rgba(255, 255, 255, .33); }
.cta-rule.r1 { left: calc(347.5 * var(--u)); }
.cta-rule.r2 { left: calc(530.5 * var(--u)); }
.cta-contact { position: absolute; top: calc(33.8 * var(--u)); display: flex; align-items: center; color: #fff; }
.cta-contact.c1 { left: calc(371.5 * var(--u)); }
.cta-contact.c2 { left: calc(551.5 * var(--u)); }
.cta-icon { width: calc(39 * var(--u)); height: calc(39 * var(--u)); border-radius: 50%; box-shadow: inset 0 0 0 calc(1.2 * var(--u)) rgba(255, 255, 255, .92); display: grid; place-items: center; flex: none; transition: background-color .2s ease; }
.cta-icon svg { width: calc(18 * var(--u)); height: calc(18 * var(--u)); }
.cta-contact.c2 .cta-icon svg { width: calc(17 * var(--u)); height: calc(17 * var(--u)); }
.cta-contact .cta-copy { display: flex; flex-direction: column; margin-left: calc(13.6 * var(--u)); }
.cta-contact.c2 .cta-copy { margin-left: calc(9.2 * var(--u)); }
.cta-label { font-size: calc(12.8 * var(--u)); line-height: 1; color: #dfe7e2; font-weight: 470; padding-top: calc(1 * var(--u)); }
.cta-value { margin-top: calc(5.6 * var(--u)); font-size: calc(13.4 * var(--u)); line-height: 1; font-weight: 620; color: #fff; }
.cta-contact.c2 .cta-value { font-size: calc(12.25 * var(--u)); margin-top: calc(8.2 * var(--u)); }
.cta-contact:hover .cta-icon { background: rgba(255, 255, 255, .12); }
.cta-contact:hover .cta-value { text-decoration: underline; text-underline-offset: calc(3 * var(--u)); }

.footer-bar { height: calc(50.5 * var(--u)); }
.footer-bar .wrap { height: 100%; font-size: calc(10.1 * var(--u)); line-height: 1; color: #4d4c4a; font-weight: 460; }
.footer-bar p, .footer-links { position: absolute; top: calc(17.5 * var(--u)); }
.footer-bar p { left: calc(2.4 * var(--u)); }
.footer-links { left: auto; right: calc(205.5 * var(--u)); display: flex; gap: calc(20 * var(--u)); font-size: calc(10 * var(--u)); }
.footer-links a, .footer-bar .credit a { transition: color .2s ease; }
.footer-links a:hover, .footer-bar .credit a:hover { color: var(--green); text-decoration: underline; text-underline-offset: calc(3 * var(--u)); }
.footer-bar p.credit { left: auto; right: calc(0.5 * var(--u)); color: #6d6c69; }
.footer-bar .credit a { color: #4f4e4b; }

/* ==========================================================================
   COOKIE BANNER
   ========================================================================== */
.cookie-banner {
  position: fixed; z-index: 80; right: calc(14.5 * var(--u)); bottom: calc(30.5 * var(--u)); width: calc(230.5 * var(--u)); min-height: calc(118.5 * var(--u));
  background: #f9f8f3; border-radius: calc(6 * var(--u)); padding: calc(18 * var(--u)) calc(15.5 * var(--u)) calc(17 * var(--u)) calc(16 * var(--u));
  box-shadow: 0 calc(6 * var(--u)) calc(22 * var(--u)) rgba(25, 32, 25, .13), 0 calc(1 * var(--u)) calc(4 * var(--u)) rgba(25, 32, 25, .1);
  transform: translateY(calc(12 * var(--u))); opacity: 0; visibility: hidden; transition: opacity .3s ease, transform .3s ease, visibility .3s;
}
.cookie-banner.is-visible { transform: none; opacity: 1; visibility: visible; }
body.menu-open .cookie-banner, body.modal-open .cookie-banner { opacity: 0; visibility: hidden; }
.cookie-banner h2 { font-family: var(--sans); font-size: calc(11.6 * var(--u)); line-height: 1; font-weight: 660; letter-spacing: 0; color: #0f0f0f; }
.cookie-banner p { margin-top: calc(2 * var(--u)); max-width: calc(190 * var(--u)); font-size: calc(9.1 * var(--u)); line-height: calc(13 * var(--u)); color: #52514f; font-weight: 470; }
.cookie-actions { margin-top: calc(11.7 * var(--u)); display: flex; gap: calc(7.5 * var(--u)); }
.cookie-actions .btn { height: calc(31 * var(--u)); font-size: calc(8.9 * var(--u)); line-height: 1; font-weight: 480; border-radius: calc(3 * var(--u)); }
.cookie-actions .btn:nth-child(1) { width: calc(66 * var(--u)); }
.cookie-actions .btn:nth-child(2) { width: calc(61 * var(--u)); }
.cookie-actions .btn:nth-child(3) { width: calc(56.5 * var(--u)); }
.cookie-banner .btn-outline { background: #fbfaf6; color: #1b1b1a; }

/* ==========================================================================
   MODALS (language, cookie settings)
   ========================================================================== */
.modal { position: fixed; inset: 0; z-index: 120; display: grid; place-items: center; padding: 20px; background: rgba(20, 28, 22, .42); opacity: 0; visibility: hidden; transition: opacity .2s ease, visibility .2s; }
.modal.is-open { opacity: 1; visibility: visible; }
.modal-dialog { position: relative; width: min(520px, 100%); max-height: calc(100vh - 40px); overflow: auto; background: var(--bg); border-radius: 10px; padding: 34px 34px 30px; box-shadow: 0 24px 60px rgba(10, 20, 12, .25); transform: translateY(8px); transition: transform .25s ease; }
.modal.is-open .modal-dialog { transform: none; }
.modal-close { position: absolute; right: 14px; top: 14px; width: 36px; height: 36px; border-radius: 50%; border: 0; background: transparent; display: grid; place-items: center; color: var(--ink); }
.modal-close:hover { background: var(--sage); }
.modal-close svg { width: 16px; height: 16px; }
.modal .kicker { font-size: 11px; letter-spacing: 2px; }
.modal h2 { margin-top: 10px; font-size: 30px; line-height: 1.1; }
.modal p { margin-top: 14px; font-size: 16px; line-height: 1.55; color: var(--text); }
.modal .lang-panel .kicker { padding-right: 44px; }
.modal .lang-panel [dir="rtl"] .kicker { padding-right: 0; padding-left: 0; margin-right: 44px; }
.modal .modal-nl { margin-top: 18px; padding-top: 16px; border-top: 1px solid var(--line-soft); font-size: 14px; color: var(--muted); }
.modal-actions { margin-top: 24px; display: flex; flex-wrap: wrap; gap: 10px; }
.modal-actions .btn { height: 44px; padding: 0 20px; font-size: 15px; gap: 10px; border-radius: 4px; }
.modal [dir="rtl"] { text-align: right; }
.consent-row { display: flex; gap: 16px; align-items: flex-start; justify-content: space-between; padding: 16px 0; border-bottom: 1px solid var(--line-soft); }
.consent-row:first-of-type { margin-top: 12px; border-top: 1px solid var(--line-soft); }
.consent-row strong { display: block; font-size: 15px; color: var(--ink); font-weight: 600; }
.consent-row span { display: block; margin-top: 4px; font-size: 14px; line-height: 1.5; color: var(--muted); }
.switch { position: relative; flex: none; width: 46px; height: 26px; margin-top: 2px; }
.switch input { position: absolute; inset: 0; opacity: 0; cursor: pointer; margin: 0; }
.switch i { position: absolute; inset: 0; border-radius: 26px; background: #c9cec6; transition: background .2s ease; pointer-events: none; }
.switch i::after { content: ""; position: absolute; top: 3px; left: 3px; width: 20px; height: 20px; border-radius: 50%; background: #fff; box-shadow: 0 1px 2px rgba(0,0,0,.2); transition: transform .2s ease; }
.switch input:checked + i { background: var(--green); }
.switch input:checked + i::after { transform: translateX(20px); }
.switch input:disabled + i { opacity: .6; }
.switch input:focus-visible + i { outline: 2px solid var(--focus); outline-offset: 2px; }
body.modal-open { overflow: hidden; }

/* ==========================================================================
   SUBPAGES
   ========================================================================== */
.page-hero { padding: calc(64 * var(--u)) 0 calc(46 * var(--u)); }
.page-hero .wrap { display: grid; grid-template-columns: 1fr calc(360 * var(--u)); gap: calc(60 * var(--u)); align-items: center; }
.page-hero.no-media .wrap { grid-template-columns: 1fr; }
.page-hero .eyebrow { padding-left: 0; }
.page-hero h1 { margin-top: calc(16 * var(--u)); font-size: calc(50 * var(--u)); line-height: 1.04; font-weight: 530; letter-spacing: -0.025em; font-variation-settings: "opsz" 50; max-width: calc(620 * var(--u)); }
.page-hero .lead { margin-top: calc(16 * var(--u)); max-width: calc(520 * var(--u)); font-size: calc(16 * var(--u)); line-height: 1.6; color: #444442; }
.page-hero .hero-actions { justify-content: flex-start; margin-top: calc(26 * var(--u)); }
.page-hero-media { border-radius: calc(8 * var(--u)); overflow: hidden; aspect-ratio: 4 / 3.3; background: #e7e4dc; }
.page-hero-media img { width: 100%; height: 100%; object-fit: cover; }
.breadcrumbs { font-size: calc(12 * var(--u)); color: #6b6a67; display: flex; flex-wrap: wrap; gap: calc(6 * var(--u)); }
.breadcrumbs a { text-decoration: underline; text-underline-offset: calc(3 * var(--u)); text-decoration-color: #b9bdb6; }
.breadcrumbs a:hover { color: var(--green); }
.breadcrumbs + .eyebrow { margin-top: calc(26 * var(--u)); }

.section { padding: calc(64 * var(--u)) 0; }
.section.tight { padding: calc(44 * var(--u)) 0; }
.section.sage { background: var(--sage); }
.section.sand { background: var(--sand); }
.section-head { display: grid; grid-template-columns: calc(300 * var(--u)) 1fr; gap: calc(40 * var(--u)); align-items: end; margin-bottom: calc(34 * var(--u)); }
.section-head.stack { grid-template-columns: 1fr; gap: 0; }
.section-head h2 { font-size: calc(34 * var(--u)); line-height: 1.08; font-variation-settings: "opsz" 34; letter-spacing: -0.015em; }
.section-head p { font-size: calc(14.5 * var(--u)); line-height: 1.6; color: #4a4a48; max-width: calc(520 * var(--u)); }
.section-head.stack p { margin-top: calc(12 * var(--u)); }
.split > .section-head { margin-bottom: 0; }

.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: calc(18 * var(--u)); }
.card-grid.two { grid-template-columns: repeat(2, 1fr); }
.card-grid.four { grid-template-columns: repeat(4, 1fr); }
.card { background: #fdfcf8; border: calc(1 * var(--u)) solid #ebe7de; border-radius: calc(6 * var(--u)); padding: calc(24 * var(--u)) calc(22 * var(--u)) calc(22 * var(--u)); display: flex; flex-direction: column; transition: border-color .2s ease, transform .25s ease, box-shadow .25s ease; }
.section.sage .card { background: #eef1ea; border-color: #d3dacf; }
.section.sand .card { background: #faf6ee; border-color: #e6dfd2; }
a.card:hover { border-color: #b9c3b6; transform: translateY(calc(-2 * var(--u))); box-shadow: 0 calc(10 * var(--u)) calc(24 * var(--u)) rgba(40, 55, 42, .08); }
.card .card-icon { width: calc(30 * var(--u)); height: calc(30 * var(--u)); color: #3b4a3f; margin-bottom: calc(16 * var(--u)); }
.card h3 { font-size: calc(21 * var(--u)); line-height: 1.15; font-variation-settings: "opsz" 21; letter-spacing: -0.01em; }
.card p { margin-top: calc(10 * var(--u)); font-size: calc(13.6 * var(--u)); line-height: 1.6; color: #4a4a48; }
.card .card-foot { margin-top: auto; padding-top: calc(16 * var(--u)); }
.card .link-arrow { font-size: calc(13 * var(--u)); }
.card .price { font-family: var(--serif); font-size: calc(34 * var(--u)); color: var(--ink); line-height: 1; margin-top: calc(14 * var(--u)); letter-spacing: -0.01em; }
.card .price small { font-family: var(--sans); font-size: calc(12 * var(--u)); color: var(--muted); letter-spacing: 0; margin-left: calc(4 * var(--u)); }
.card ul.checks { margin-top: calc(14 * var(--u)); }

.checks li { position: relative; padding-left: calc(24 * var(--u)); font-size: calc(13.6 * var(--u)); line-height: 1.55; color: #3f3f3d; }
.checks li + li { margin-top: calc(8 * var(--u)); }
.checks li::before { content: ""; position: absolute; left: 0; top: calc(4 * var(--u)); width: calc(14 * var(--u)); height: calc(14 * var(--u)); border-radius: 50%; background: var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 14 14'%3E%3Cpath d='m4 7.2 2 2 4-4.4' fill='none' stroke='%23fff' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / calc(14 * var(--u)) calc(14 * var(--u)) no-repeat; }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border-top: calc(1 * var(--u)) solid var(--line-soft); }
.section.sage .steps { border-color: var(--line-sage); }
.steps li { padding: calc(22 * var(--u)) calc(22 * var(--u)) 0 0; }
.steps li + li { padding-left: calc(22 * var(--u)); border-left: calc(1 * var(--u)) solid var(--line-soft); }
.section.sage .steps li + li { border-color: var(--line-sage); }
.steps .step-num { font-family: var(--serif); font-size: calc(15 * var(--u)); color: var(--green); font-weight: 500; }
.steps h3 { margin-top: calc(8 * var(--u)); font-size: calc(19 * var(--u)); line-height: 1.2; font-variation-settings: "opsz" 19; letter-spacing: -0.005em; }
.steps p { margin-top: calc(8 * var(--u)); font-size: calc(13.4 * var(--u)); line-height: 1.6; color: #4a4a48; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: calc(56 * var(--u)); align-items: start; }
.split.media-left { grid-template-columns: calc(380 * var(--u)) 1fr; }
.prose { font-size: calc(15 * var(--u)); line-height: 1.7; color: #3f3f3d; }
.prose > * + * { margin-top: calc(14 * var(--u)); }
.prose h2 { font-size: calc(30 * var(--u)); line-height: 1.12; margin-top: calc(40 * var(--u)); font-variation-settings: "opsz" 30; }
.prose h3 { font-size: calc(21 * var(--u)); line-height: 1.2; margin-top: calc(30 * var(--u)); font-variation-settings: "opsz" 21; letter-spacing: -0.01em; }
.prose h2:first-child, .prose h3:first-child { margin-top: 0; }
.prose ul { padding-left: 0; }
.prose ul li { position: relative; padding-left: calc(18 * var(--u)); }
.prose ul li + li { margin-top: calc(6 * var(--u)); }
.prose ul li::before { content: ""; position: absolute; left: calc(2 * var(--u)); top: .72em; width: calc(6 * var(--u)); height: calc(6 * var(--u)); border-radius: 50%; background: var(--green); }
.prose ol { counter-reset: n; }
.prose ol li { position: relative; padding-left: calc(28 * var(--u)); counter-increment: n; }
.prose ol li + li { margin-top: calc(8 * var(--u)); }
.prose ol li::before { content: counter(n); position: absolute; left: 0; top: .1em; width: calc(20 * var(--u)); height: calc(20 * var(--u)); border-radius: 50%; background: var(--sage); color: var(--green); font-size: calc(12 * var(--u)); font-weight: 600; display: grid; place-items: center; line-height: 1; }
.prose a { color: var(--green); text-decoration: underline; text-underline-offset: calc(3 * var(--u)); text-decoration-thickness: calc(1 * var(--u)); }
.prose strong { color: var(--ink); font-weight: 600; }
.prose .note { font-size: calc(13.5 * var(--u)); color: var(--muted); }
.prose blockquote { border-left: calc(2 * var(--u)) solid var(--green); padding: calc(4 * var(--u)) 0 calc(4 * var(--u)) calc(18 * var(--u)); font-family: var(--serif); font-size: calc(21 * var(--u)); line-height: 1.4; color: var(--ink); }

.facts { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border: calc(1 * var(--u)) solid var(--line-sand); border-radius: calc(6 * var(--u)); overflow: hidden; background: #faf6ee; }
.facts > div { padding: calc(22 * var(--u)) calc(22 * var(--u)) calc(24 * var(--u)); }
.facts > div + div { border-left: calc(1 * var(--u)) solid var(--line-sand); }
.facts > div:nth-child(4) { border-left: 0; }
.facts > div:nth-child(n+4) { border-top: calc(1 * var(--u)) solid var(--line-sand); }
.facts dt { font-size: calc(12 * var(--u)); color: #5f5c56; }
.facts dd { margin-top: calc(8 * var(--u)); font-family: var(--serif); font-size: calc(26 * var(--u)); line-height: 1.1; color: var(--ink); letter-spacing: -0.01em; }
.facts dd small { display: block; margin-top: calc(6 * var(--u)); font-family: var(--sans); font-size: calc(12.5 * var(--u)); line-height: 1.5; color: #5f5c56; letter-spacing: 0; }

.faq { border-top: calc(1 * var(--u)) solid var(--line-soft); }
.section.sage .faq { border-color: var(--line-sage); }
.faq details { border-bottom: calc(1 * var(--u)) solid var(--line-soft); }
.section.sage .faq details { border-color: var(--line-sage); }
.faq summary { list-style: none; display: flex; justify-content: space-between; align-items: center; gap: calc(20 * var(--u)); padding: calc(18 * var(--u)) 0; cursor: pointer; font-family: var(--serif); font-size: calc(19 * var(--u)); line-height: 1.3; color: var(--ink); font-weight: 500; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: ""; flex: none; width: calc(22 * var(--u)); height: calc(22 * var(--u)); border-radius: 50%; border: calc(1 * var(--u)) solid #aab0a9; background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 22 22'%3E%3Cpath d='M11 7v8M7 11h8' stroke='%23384a3b' stroke-width='1.3' stroke-linecap='round'/%3E%3C/svg%3E") center / 100% no-repeat; transition: transform .25s ease; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq summary:hover { color: var(--green); }
.faq .faq-body { padding: 0 calc(40 * var(--u)) calc(20 * var(--u)) 0; font-size: calc(14.5 * var(--u)); line-height: 1.65; color: #4a4a48; }
.faq .faq-body p + p { margin-top: calc(10 * var(--u)); }

.cta-panel { background: var(--sage-card); color: var(--text); border-radius: calc(8 * var(--u)); padding: calc(34 * var(--u)) calc(38 * var(--u)); display: flex; align-items: center; justify-content: space-between; gap: calc(30 * var(--u)); }
.cta-panel h2 { color: var(--ink); font-size: calc(30 * var(--u)); line-height: 1.1; font-variation-settings: "opsz" 30; }
.cta-panel p { margin-top: calc(8 * var(--u)); color: #434341; font-size: calc(14 * var(--u)); line-height: 1.6; max-width: calc(460 * var(--u)); }
.cta-panel .btn { height: calc(42 * var(--u)); padding: 0 calc(22 * var(--u)); font-size: calc(13 * var(--u)); gap: calc(9 * var(--u)); }
.cta-panel .btn-light { background: var(--green); color: #fff; }
.cta-panel .btn-light:hover { background: var(--green-hover); }
.cta-panel .btn-ghost { background: #fbfaf6; color: var(--ink); box-shadow: inset 0 0 0 calc(1 * var(--u)) #a9afa9; }
.cta-panel .btn-ghost:hover { background: #fff; box-shadow: inset 0 0 0 calc(1 * var(--u)) var(--green); }
.section.sage .calc-card { background: #f2f4ef; }
.section.sage .cta-panel { background: #eef1ea; }
.cta-panel .actions { display: flex; gap: calc(10 * var(--u)); flex-wrap: wrap; }

.callout { background: var(--sage); border-radius: calc(6 * var(--u)); padding: calc(18 * var(--u)) calc(20 * var(--u)); font-size: calc(13.6 * var(--u)); line-height: 1.6; color: #3d443e; }
.callout strong { color: var(--ink); }
.warning-credit { display: flex; align-items: center; gap: calc(14 * var(--u)); margin-top: calc(18 * var(--u)); padding: calc(14 * var(--u)) calc(18 * var(--u)); border: calc(1 * var(--u)) solid #d8c9a6; background: #fbf5e6; border-radius: calc(6 * var(--u)); font-size: calc(13.6 * var(--u)); color: #4a3f22; }
.warning-credit strong { font-family: var(--serif); font-size: calc(17 * var(--u)); color: #2d2513; }

.price-table { width: 100%; border-collapse: collapse; font-size: calc(14 * var(--u)); }
.price-table th, .price-table td { text-align: left; padding: calc(16 * var(--u)) 0; border-bottom: calc(1 * var(--u)) solid var(--line-sand); vertical-align: top; }
.price-table th { font-weight: 500; color: var(--ink); width: 46%; }
.price-table td.amount { font-family: var(--serif); font-size: calc(22 * var(--u)); color: var(--ink); text-align: right; white-space: nowrap; }
.price-table td small, .price-table th small { display: block; font-family: var(--sans); font-weight: 400; font-size: calc(12.5 * var(--u)); line-height: 1.45; color: var(--muted); margin-top: calc(3 * var(--u)); }

.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: calc(16 * var(--u)) calc(18 * var(--u)); }
.form-grid .full { grid-column: 1 / -1; }
.form-grid .field + .field { margin-top: 0; }
.form-grid .input, .form-grid .select { height: calc(40 * var(--u)); font-size: calc(14 * var(--u)); }
textarea.input { height: auto; min-height: calc(130 * var(--u)); padding: calc(12 * var(--u)) calc(13 * var(--u)); line-height: 1.5; resize: vertical; }
.form-grid .field label, .form-grid .label { font-size: calc(12.5 * var(--u)); margin-bottom: calc(7 * var(--u)); }
.choice-group { display: flex; flex-wrap: wrap; gap: calc(8 * var(--u)); }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; inset: 0; margin: 0; cursor: pointer; }
.choice span { display: inline-flex; align-items: center; height: calc(36 * var(--u)); padding: 0 calc(14 * var(--u)); border-radius: calc(20 * var(--u)); background: #fefefe; border: calc(1 * var(--u)) solid #d6dad3; font-size: calc(13 * var(--u)); color: #333; transition: all .2s ease; }
.choice input:checked + span { background: var(--green); border-color: var(--green); color: #fff; }
.choice input:focus-visible + span { outline: calc(2 * var(--u)) solid var(--focus); outline-offset: calc(2 * var(--u)); }
.check-row { display: flex; gap: calc(10 * var(--u)); align-items: flex-start; font-size: calc(13 * var(--u)); line-height: 1.5; color: #4a4a48; }
.check-row input { margin-top: calc(3 * var(--u)); width: calc(16 * var(--u)); height: calc(16 * var(--u)); accent-color: var(--green); flex: none; }
.check-row a { text-decoration: underline; text-underline-offset: calc(2 * var(--u)); }
.form-card { background: var(--sage-card); border-radius: calc(8 * var(--u)); padding: calc(32 * var(--u)) calc(34 * var(--u)); }
.form-status { display: none; margin-top: calc(16 * var(--u)); padding: calc(14 * var(--u)) calc(16 * var(--u)); border-radius: calc(6 * var(--u)); font-size: calc(14 * var(--u)); line-height: 1.55; }
.form-status.is-visible { display: block; }
.form-status.ok { background: #fff; color: #23402a; border: calc(1 * var(--u)) solid #b9cbb8; }
.form-status.err { background: #fff6f3; color: #8a3520; border: calc(1 * var(--u)) solid #e5c2b6; }
.submit-row { margin-top: calc(20 * var(--u)); display: flex; align-items: center; gap: calc(16 * var(--u)); flex-wrap: wrap; }
.submit-row .btn { height: calc(44 * var(--u)); padding: 0 calc(24 * var(--u)); font-size: calc(14 * var(--u)); gap: calc(10 * var(--u)); }
.contact-list li { display: flex; gap: calc(14 * var(--u)); align-items: center; padding: calc(16 * var(--u)) 0; border-bottom: calc(1 * var(--u)) solid var(--line-soft); }
.contact-list li:first-child { border-top: calc(1 * var(--u)) solid var(--line-soft); }
.contact-list .ci { width: calc(40 * var(--u)); height: calc(40 * var(--u)); border-radius: 50%; background: var(--sage); color: var(--green); display: grid; place-items: center; flex: none; }
.contact-list .ci svg { width: calc(18 * var(--u)); height: calc(18 * var(--u)); }
.contact-list small { display: block; font-size: calc(12 * var(--u)); color: var(--muted); }
.contact-list a, .contact-list b { font-size: calc(15 * var(--u)); color: var(--ink); font-weight: 500; }
.contact-list a:hover { color: var(--green); text-decoration: underline; text-underline-offset: calc(3 * var(--u)); }

.post-list { display: grid; grid-template-columns: repeat(3, 1fr); gap: calc(26 * var(--u)) calc(18 * var(--u)); }
.post-list .post-card .post-img { height: auto; aspect-ratio: 16 / 8; }
.post-list .post-card .post-title { font-size: calc(15 * var(--u)); align-items: flex-start; gap: calc(12 * var(--u)); }
.post-list .post-card .post-title .i-arrow { margin-top: calc(5 * var(--u)); }
.post-card .post-meta { display: block; margin-top: calc(14 * var(--u)); font-size: calc(11.5 * var(--u)); letter-spacing: .08em; text-transform: uppercase; color: #6b6a67; }
.post-img.text-cover { display: flex; align-items: flex-end; background: var(--sage); padding: calc(18 * var(--u)) calc(20 * var(--u)); }
.post-img.text-cover span { font-family: var(--serif); font-size: calc(26 * var(--u)); line-height: 1.1; color: var(--green); letter-spacing: -0.015em; }

.article-hero { padding: calc(54 * var(--u)) 0 calc(30 * var(--u)); }
.article-hero .wrap { max-width: calc(720 * var(--u)); width: calc(720 * var(--u)); }
.article-hero h1 { margin-top: calc(14 * var(--u)); font-size: calc(46 * var(--u)); line-height: 1.06; font-variation-settings: "opsz" 46; letter-spacing: -0.025em; }
.article-hero .lead { margin-top: calc(16 * var(--u)); font-size: calc(17 * var(--u)); line-height: 1.6; color: #444442; }
.article-meta { margin-top: calc(18 * var(--u)); display: flex; align-items: center; gap: calc(12 * var(--u)); font-size: calc(13 * var(--u)); color: var(--muted); }
.article-meta img { width: calc(34 * var(--u)); height: calc(34 * var(--u)); border-radius: 50%; object-fit: cover; object-position: 50% 15%; }
.article-image { width: calc(909 * var(--u)); margin: calc(10 * var(--u)) auto 0; border-radius: calc(8 * var(--u)); overflow: hidden; aspect-ratio: 909 / 380; background: #e7e4dc; }
.article-image img { width: 100%; height: 100%; object-fit: cover; }
.article-body { width: calc(720 * var(--u)); margin: 0 auto; padding: calc(46 * var(--u)) 0 calc(64 * var(--u)); }

.portrait-card { border-radius: calc(8 * var(--u)); overflow: hidden; position: relative; background: #c9b59c; }
.portrait-card img { width: 100%; aspect-ratio: 352 / 285; object-fit: cover; object-position: 60% 20%; }
.portrait-card figcaption { background: #dee4da; padding: calc(12 * var(--u)) calc(16 * var(--u)); font-size: calc(13 * var(--u)); color: #2b2f2a; text-align: center; border-top: calc(1 * var(--u)) solid #f3f7f1; }
.lang-chips { display: flex; flex-wrap: wrap; gap: calc(8 * var(--u)); margin-top: calc(14 * var(--u)); }
.lang-chips li { padding: calc(6 * var(--u)) calc(12 * var(--u)); border-radius: calc(20 * var(--u)); background: var(--sage); font-size: calc(13 * var(--u)); color: #2e3a31; }

.legal { font-size: calc(14.5 * var(--u)); }
.legal h2 { font-size: calc(24 * var(--u)); margin-top: calc(34 * var(--u)); }
.legal table { width: 100%; border-collapse: collapse; margin-top: calc(14 * var(--u)); font-size: calc(13.5 * var(--u)); }
.legal th, .legal td { text-align: left; padding: calc(10 * var(--u)) calc(12 * var(--u)) calc(10 * var(--u)) 0; border-bottom: calc(1 * var(--u)) solid var(--line-soft); vertical-align: top; }
.legal th { color: var(--ink); font-weight: 600; }
.legal-box { margin-top: calc(16 * var(--u)); border: calc(1 * var(--u)) solid var(--line-sand); border-radius: calc(6 * var(--u)); padding: calc(18 * var(--u)) calc(20 * var(--u)); background: #faf6ee; }
.legal-box dl { display: grid; grid-template-columns: calc(200 * var(--u)) 1fr; gap: calc(8 * var(--u)) calc(16 * var(--u)); font-size: calc(14 * var(--u)); }
.legal-box dt { color: var(--muted); }
.legal-box dd { color: var(--ink); }
.todo { background: #fff3c4; border-radius: calc(3 * var(--u)); padding: 0 calc(4 * var(--u)); }

.notfound { padding: calc(110 * var(--u)) 0 calc(120 * var(--u)); text-align: center; }
.notfound h1 { font-size: calc(56 * var(--u)); margin-top: calc(14 * var(--u)); }
.notfound p { margin: calc(14 * var(--u)) auto 0; max-width: calc(460 * var(--u)); font-size: calc(16 * var(--u)); line-height: 1.6; }
.notfound .hero-actions { margin-top: calc(26 * var(--u)); }

.reveal { opacity: 0; transform: translateY(calc(10 * var(--u))); transition: opacity .6s ease, transform .6s ease; }
.reveal.is-in { opacity: 1; transform: none; }


/* ---------- subpage components ---------- */
.hero-aside { background: var(--sage); border-radius: calc(8 * var(--u)); padding: calc(26 * var(--u)) calc(26 * var(--u)) calc(24 * var(--u)); }
.hero-aside h2 { font-size: calc(22 * var(--u)); line-height: 1.15; font-variation-settings: "opsz" 22; letter-spacing: -0.01em; }
.hero-aside .checks { margin-top: calc(14 * var(--u)); }
.hero-aside .aside-foot { margin-top: calc(18 * var(--u)); padding-top: calc(16 * var(--u)); border-top: calc(1 * var(--u)) solid var(--line-sage); display: flex; flex-direction: column; gap: calc(6 * var(--u)); font-size: calc(13 * var(--u)); color: #3d443e; }
.hero-aside .aside-foot a { color: var(--ink); font-weight: 600; }
.hero-aside .aside-foot a:hover { color: var(--green); text-decoration: underline; text-underline-offset: calc(3 * var(--u)); }
.page-hero .hero-actions .btn-primary { width: auto; padding: 0 calc(22 * var(--u)) 0 calc(24 * var(--u)); }
.page-hero .hero-actions .btn-outline { width: auto; padding: 0 calc(22 * var(--u)); }
.section .calc-wrap { display: grid; grid-template-columns: 1fr calc(500 * var(--u)); gap: calc(56 * var(--u)); align-items: start; }
.section .calc-wrap .calc-card { margin: 0; }
.rate-note { margin-top: calc(16 * var(--u)); font-size: calc(12.5 * var(--u)); color: var(--muted); }
.updated { display: inline-block; margin-top: calc(10 * var(--u)); font-size: calc(12 * var(--u)); color: var(--muted); }
.mini-steps { margin-top: calc(16 * var(--u)); counter-reset: s; }
.mini-steps li { position: relative; padding-left: calc(34 * var(--u)); font-size: calc(13.6 * var(--u)); line-height: 1.55; color: #3f3f3d; counter-increment: s; }
.mini-steps li + li { margin-top: calc(12 * var(--u)); }
.mini-steps li::before { content: counter(s); position: absolute; left: 0; top: calc(-1 * var(--u)); width: calc(22 * var(--u)); height: calc(22 * var(--u)); border-radius: 50%; background: var(--green); color: #fff; font-size: calc(11.5 * var(--u)); font-weight: 600; display: grid; place-items: center; }
.mini-steps strong { display: block; color: var(--ink); font-weight: 600; }
.related { display: grid; grid-template-columns: repeat(2, 1fr); gap: calc(18 * var(--u)); margin-top: calc(18 * var(--u)); }
.article-share { margin-top: calc(34 * var(--u)); padding-top: calc(22 * var(--u)); border-top: calc(1 * var(--u)) solid var(--line-soft); display: flex; justify-content: space-between; align-items: center; gap: calc(16 * var(--u)); flex-wrap: wrap; }
.article-share p { font-size: calc(14 * var(--u)); color: var(--muted); }

.pull-quote { margin: 0; padding: calc(30 * var(--u)) calc(30 * var(--u)) calc(28 * var(--u)); background: var(--sage); border-radius: calc(8 * var(--u)); font-family: var(--serif); font-size: calc(23 * var(--u)); line-height: 1.38; color: var(--ink); letter-spacing: -0.01em; font-variation-settings: "opsz" 23; }
.pull-quote p { margin: 0; }
.pull-quote cite { display: block; margin-top: calc(14 * var(--u)); font-family: var(--sans); font-style: normal; font-size: calc(13 * var(--u)); color: var(--muted); letter-spacing: 0; }
.prose .lang-chips li { padding: calc(6 * var(--u)) calc(12 * var(--u)); }
.prose .lang-chips li::before { content: none; }
.prose .lang-chips li + li { margin-top: 0; }
.form-grid .field .choice { display: inline-block; margin: 0; font-size: inherit; }
.check-row.has-error { color: #a2412b; }
.check-row.has-error input { outline: calc(2 * var(--u)) solid #b4573f; outline-offset: calc(2 * var(--u)); }
.post-card:hover .text-cover { background: #d6ddd2; }
.post-list .post-card .post-excerpt { margin-top: calc(8 * var(--u)); font-size: calc(13.4 * var(--u)); line-height: 1.6; color: #4f4e4c; }
.post-list .post-card .post-title { margin-top: calc(8 * var(--u)); }
.price-table td.amount small { display: inline; margin: 0 calc(6 * var(--u)) 0 0; font-size: calc(12.5 * var(--u)); }
.callout-links { display: flex; flex-wrap: wrap; gap: calc(10 * var(--u)) calc(22 * var(--u)); margin-top: calc(12 * var(--u)); }
.callout-links.col { flex-direction: column; align-items: flex-start; }
.aside-text { margin-top: calc(10 * var(--u)); font-size: calc(13.6 * var(--u)); line-height: 1.55; color: #3f3f3d; }
.section.sage .hero-aside { background: #f2f4ef; box-shadow: inset 0 0 0 calc(1 * var(--u)) #d3dacf; }
.page-hero .warning-credit { margin-top: calc(22 * var(--u)); max-width: calc(520 * var(--u)); }
.section-head.stack p.faq-more { margin-top: calc(20 * var(--u)); }
.prose a.btn, .prose a.btn:hover { color: #fff; text-decoration: none; }
.btn-sm, .article-share .btn { width: auto; height: calc(42 * var(--u)); padding: 0 calc(20 * var(--u)); gap: calc(10 * var(--u)); font-size: calc(13 * var(--u)); }
.callout a:not(.link-arrow) { color: var(--ink); text-decoration: underline; text-underline-offset: calc(3 * var(--u)); text-decoration-color: #9aa59b; }
.callout a:not(.link-arrow):hover { color: var(--green); }
.section.sage .post-img.text-cover { background: #f2f4ef; box-shadow: inset 0 0 0 calc(1 * var(--u)) #d3dacf; }
.section.sage .post-card:hover .text-cover { background: #e9ede5; }
.cta-panel .actions { flex: none; }
.site-header.is-scrolled { box-shadow: 0 calc(1 * var(--u)) calc(2 * var(--u)) rgba(120, 105, 80, .045), 0 calc(6 * var(--u)) calc(18 * var(--u)) rgba(60, 60, 40, .06); }

/* ==========================================================================
   TABLET (768–1023)
   ========================================================================== */
@media (max-width: 1023.98px) {
  .wrap { width: auto; max-width: 980px; margin-inline: 32px; }
  @supports (margin-inline: max(1px, 2px)) { .wrap { margin-inline: max(32px, calc((100% - 980px) / 2)); } }

  .site-header { height: 68px; }
  .header-inner { height: 68px; display: flex; align-items: center; }
  .logo { position: static; width: 140px; height: auto; margin-left: 0; }
  .main-nav, .lang { display: none; }
  .btn-call { position: static; margin-left: auto; width: auto; height: 40px; padding: 0 18px; font-size: 14px; border-radius: 4px; }
  .menu-toggle { display: inline-grid; place-items: center; margin-left: 10px; width: 44px; height: 44px; border: 0; border-radius: 6px; background: transparent; color: var(--ink); }
  .menu-toggle .bars { display: grid; gap: 6px; }
  .menu-toggle .bars i { display: block; width: 22px; height: 1.6px; background: currentColor; border-radius: 2px; transition: transform .25s ease, opacity .2s ease; }
  .menu-toggle[aria-expanded="true"] .bars i:nth-child(1) { transform: translateY(7.6px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] .bars i:nth-child(2) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] .bars i:nth-child(3) { transform: translateY(-7.6px) rotate(-45deg); }
  .mobile-menu { display: block; position: fixed; left: 0; right: 0; top: 68px; bottom: 0; z-index: 59; background: var(--bg); overflow-y: auto; padding: 18px 32px 40px; opacity: 0; visibility: hidden; transform: translateY(-8px); transition: opacity .25s ease, transform .25s ease, visibility .25s; }
  .mobile-menu.is-open { opacity: 1; visibility: visible; transform: none; }
  .mobile-menu nav a { display: flex; justify-content: space-between; align-items: center; padding: 16px 0; border-bottom: 1px solid var(--line-soft); font-family: var(--serif); font-size: 26px; line-height: 1.1; color: var(--ink); letter-spacing: -0.015em; }
  .mobile-menu nav a[aria-current="page"] { color: var(--green); }
  .mobile-menu nav a .i-arrow { width: 14px; height: 9px; }
  .mobile-menu .mm-actions { display: grid; gap: 10px; margin-top: 24px; }
  .mobile-menu .mm-actions .btn { height: 48px; font-size: 16px; gap: 10px; border-radius: 4px; }
  .mobile-menu .mm-langs { margin-top: 28px; }
  .mobile-menu .mm-langs p { font-size: 13px; color: var(--muted); }
  .mobile-menu .mm-langs ul { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 10px; }
  .mobile-menu .mm-langs li > button, .mobile-menu .mm-langs li > span { display: inline-flex; align-items: center; height: 38px; padding: 0 15px; border-radius: 20px; background: var(--sage); border: 0; font-size: 15px; line-height: 1; color: #2e3a31; }
  .mobile-menu .mm-langs li > .is-active { background: var(--green); color: #fff; }
  body.menu-open { overflow: hidden; }

  .hero .wrap { padding-top: 46px; }
  .eyebrow { font-size: 11.5px; letter-spacing: 2.2px; }
  .hero h1 { margin-top: 18px; font-size: clamp(40px, 6.2vw, 56px); line-height: 1.02; font-variation-settings: "opsz" 52; }
  .hero-sub { margin-top: 14px; font-size: 16px; line-height: 1.55; max-width: 560px; margin-inline: auto; }
  .hero-actions { margin-top: 24px; gap: 12px; flex-wrap: wrap; }
  .hero-actions .btn { height: 48px; font-size: 15px; border-radius: 4px; }
  .hero-actions .btn-primary { width: auto; padding: 0 24px 0 26px; }
  .hero-actions .btn-outline { width: auto; padding: 0 24px; }
  .hero-line { display: none; }
  .hero-media { margin-top: 40px; width: 100%; height: auto; aspect-ratio: 909 / 326; border-radius: 10px; }
  .hero-caption { width: 40.3%; height: auto; padding: 10px 8px; font-size: 13px; }
  .lang-strip { height: auto; padding: 22px 0 30px; flex-wrap: wrap; row-gap: 10px; }
  .lang-strip p { font-size: 16px; padding: 0; margin: 0; }
  .lang-strip .rule { flex: 1; width: auto; margin: 0 18px; min-width: 40px; }
  .lang-strip ul { margin: 0; font-size: 14px; padding: 0; flex-wrap: wrap; }

  .needs { height: auto; padding: 40px 0; }
  .needs .wrap { display: grid; gap: 26px; }
  .needs h2 { position: static; font-size: 34px; }
  .needs-list { position: static; height: auto; grid-template-columns: repeat(3, 1fr); }
  .needs-list li + li::before { top: 0; height: 100%; }
  .needs-list a { padding: 6px 10px 4px; }
  .needs-list .need-label { font-size: 17px; line-height: 1.3; }

  .calc-section { padding: 52px 0; }
  .calc-section .wrap { flex-direction: column; gap: 32px; }
  .calc-intro { width: auto; padding: 0; }
  .calc-intro h2 { font-size: 38px; line-height: 1.05; }
  .calc-intro h2 .l1 { font-size: inherit; }
  .calc-intro p { margin-top: 14px; font-size: 16px; line-height: 1.6; max-width: 560px; }
  .calc-intro .links { gap: 12px; }
  .link-arrow { font-size: 15px; padding-bottom: 5px; }
  .rates-more, .blog-intro .link-arrow { font-size: 15px; padding-bottom: 5px; }
  .calc-card { width: 100%; max-width: 640px; margin: 0; padding: 28px; border-radius: 8px; }
  .field label, .field .label { font-size: 14px; }
  .input, .select { height: 46px; font-size: 16px; border-radius: 4px; padding: 0 14px; }
  .select { background-size: 10px 6px; background-position: right 16px center; }
  .calc-submit { height: 48px; font-size: 16px; }
  .calc-note { font-size: 13px; }
  .calc-result .result-label, .calc-result .result-meta { font-size: 14px; }
  .calc-result .result-value { font-size: 40px; }
  .calc-result .link-arrow { font-size: 15px; }

  .rates { height: auto; padding: 44px 0; }
  .rates .wrap { display: grid; gap: 28px; }
  .rates-intro { position: static; }
  .rates-intro h2, .rates-intro h2 .l1, .rates-intro h2 .l2 { font-size: 32px; line-height: 1.1; }
  .rates-intro p { font-size: 14px; line-height: 1.5; }
  .rates-list { position: static; height: auto; display: grid; grid-template-columns: repeat(3, 1fr); }
  .rates-list li, .rates-list li:nth-child(n) { width: auto; padding: 4px 0 4px 24px; }
  .rates-list .rate-label { margin-top: 0; font-size: 15px; }
  .rates-list .rate-price { margin-top: 10px; font-size: 34px; }
  .rates-more { position: static; justify-self: start; font-size: 15px; }

  .blog-teaser { height: auto; padding: 52px 0; }
  .blog-teaser .wrap { display: grid; gap: 30px; }
  .blog-intro { position: static; }
  .kicker { font-size: 11.5px; letter-spacing: 2.2px; }
  .blog-intro h2 { font-size: 38px; }
  .blog-intro .blog-desc { margin-top: 10px; font-size: 16px; line-height: 1.6; max-width: 520px; }
  .blog-intro .link-arrow { margin-top: 14px; }
  .blog-intro .link-arrow { font-size: 15px; }
  .blog-cards { position: static; grid-template-columns: 1fr 1fr; column-gap: 20px; }
  .post-card .post-img { height: auto; aspect-ratio: 284 / 126.5; border-radius: 6px; }
  .post-card .post-title { font-size: 16px; line-height: 1.35; gap: 12px; }

  .cta-band { height: auto; padding: 44px 0; }
  .cta-band .wrap { display: flex; flex-wrap: wrap; align-items: center; gap: 26px 34px; }
  .cta-text { position: static; flex: 1 1 100%; }
  .cta-text h2 { font-size: 34px; }
  .cta-text p { margin-top: 10px; font-size: 16px; line-height: 1.55; max-width: 520px; }
  .cta-rule { display: none; }
  .cta-contact, .cta-contact.c1, .cta-contact.c2 { position: static; }
  .cta-icon { width: 46px; height: 46px; box-shadow: inset 0 0 0 1.4px rgba(255,255,255,.92); }
  .cta-icon svg, .cta-contact.c2 .cta-icon svg { width: 20px; height: 20px; }
  .cta-contact .cta-copy, .cta-contact.c2 .cta-copy { margin-left: 14px; }
  .cta-label { font-size: 14px; }
  .cta-value, .cta-contact.c2 .cta-value { font-size: 17px; margin-top: 6px; }

  .footer-bar { height: auto; padding: 22px 0 26px; }
  .footer-bar .wrap { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 24px; font-size: 13px; padding: 0; }
  .footer-bar p, .footer-links, .footer-bar p.credit { position: static; margin: 0; }
  .footer-bar .footer-links { margin-left: auto; gap: 8px 18px; font-size: 13px; flex-wrap: wrap; }
  .footer-bar .credit { flex-basis: 100%; }

  .cookie-banner { right: 16px; bottom: 16px; width: 330px; padding: 20px; border-radius: 8px; min-height: 0; }
  .cookie-banner h2 { font-size: 16px; }
  .cookie-banner p { font-size: 14px; line-height: 1.5; max-width: none; margin-top: 8px; }
  .cookie-actions { margin-top: 14px; gap: 8px; }
  .cookie-actions .btn, .cookie-actions .btn:nth-child(n) { width: auto; flex: 1; height: 40px; font-size: 14px; border-radius: 4px; }

  .page-hero { padding: 46px 0 36px; }
  .page-hero .wrap { grid-template-columns: 1fr; gap: 30px; }
  .page-hero h1 { font-size: clamp(38px, 5.6vw, 52px); }
  .page-hero .lead { font-size: 17px; }
  .page-hero-media { aspect-ratio: 16 / 9; }
  .section { padding: 52px 0; }
  .section-head { grid-template-columns: 1fr; gap: 12px; }
  .section-head h2 { font-size: 34px; }
  .section-head p { font-size: 16px; }
  .card-grid, .card-grid.four { grid-template-columns: repeat(2, 1fr); }
  .card h3 { font-size: 22px; }
  .card p, .checks li { font-size: 15px; }
  .card .link-arrow { font-size: 15px; }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .steps li, .steps li + li { padding: 22px 20px 22px 0; border-left: 0; }
  .steps li:nth-child(even) { padding-left: 20px; border-left: 1px solid var(--line-soft); }
  .steps h3 { font-size: 20px; }
  .steps p { font-size: 15px; }
  .split, .split.media-left { grid-template-columns: 1fr; gap: 32px; }
  .prose { font-size: 17px; }
  .prose h2 { font-size: 30px; }
  .prose h3 { font-size: 22px; }
  .facts { grid-template-columns: 1fr 1fr; }
  .facts > div:nth-child(n) { border-left: 0; border-top: 1px solid var(--line-sand); }
  .facts > div:nth-child(-n+2) { border-top: 0; }
  .facts > div:nth-child(even) { border-left: 1px solid var(--line-sand); }
  .facts dt { font-size: 14px; }
  .facts dd { font-size: 28px; }
  .facts dd small { font-size: 14px; }
  .faq summary { font-size: 20px; }
  .faq .faq-body { font-size: 16px; padding-right: 10px; }
  .cta-panel { flex-direction: column; align-items: flex-start; padding: 30px 28px; }
  .cta-panel h2 { font-size: 30px; }
  .cta-panel p { font-size: 16px; }
  .cta-panel .btn { height: 46px; font-size: 15px; }
  .btn-sm, .article-share .btn { height: 46px; font-size: 15px; padding: 0 22px; }
  .price-table { font-size: 16px; }
  .price-table td.amount { font-size: 24px; }
  .price-table td small { font-size: 14px; }
  .form-grid .input, .form-grid .select { height: 48px; font-size: 16px; }
  .form-grid .field label, .form-grid .label { font-size: 14px; }
  .choice span { height: 42px; font-size: 15px; }
  .check-row { font-size: 14px; }
  .submit-row .btn { height: 48px; font-size: 16px; }
  .contact-list a, .contact-list b { font-size: 17px; }
  .contact-list small { font-size: 13px; }
  .post-list { grid-template-columns: 1fr 1fr; }
  .post-list .post-card .post-title { font-size: 18px; }
  .post-list .post-card .post-excerpt { font-size: 15px; }
  .pull-quote { font-size: 22px; padding: 24px 22px; }
  .article-hero .wrap { margin-inline: max(32px, calc((100% - 720px) / 2)); }
  .article-hero .wrap, .article-body { width: auto; max-width: 720px; }
  .article-body { margin-inline: 32px; }
  @supports (margin-inline: max(1px, 2px)) { .article-body { margin-inline: max(32px, calc((100% - 720px) / 2)); } }
  .article-hero h1 { font-size: clamp(36px, 5.4vw, 48px); }
  .article-hero .lead { font-size: 18px; }
  .article-meta { font-size: 14px; }
  .article-image { width: auto; margin-inline: 32px; }
  .legal { font-size: 16px; }
  .legal-box dl { grid-template-columns: 1fr; gap: 2px; }
  .legal-box dd { margin-bottom: 10px; }
  .breadcrumbs { font-size: 13px; }
  .callout, .warning-credit { font-size: 15px; }

  .hero-aside { padding: 24px 22px; border-radius: 10px; }
  .hero-aside h2 { font-size: 24px; }
  .hero-aside .aside-foot { font-size: 15px; }
  .page-hero .hero-actions .btn-primary, .page-hero .hero-actions .btn-outline { padding: 0 22px; }
  .section .calc-wrap { grid-template-columns: 1fr; gap: 28px; }
  .rate-note, .updated { font-size: 14px; }
  .mini-steps li { font-size: 15px; padding-left: 38px; }
  .mini-steps li::before { width: 26px; height: 26px; font-size: 13px; }
  .related { grid-template-columns: 1fr 1fr; }
  .article-share p { font-size: 15px; }
}

/* ==========================================================================
   MOBILE (< 768)
   ========================================================================== */
@media (max-width: 767.98px) {
  .wrap { margin-inline: 20px; }
  @supports (margin-inline: max(1px, 2px)) { .wrap { margin-inline: 20px; } }
  .site-header { height: 62px; }
  .header-inner { height: 62px; }
  .logo { width: 124px; }
  .btn-call { height: 38px; padding: 0 14px; font-size: 13.5px; }
  .menu-toggle { margin-left: 6px; margin-right: -8px; }
  .mobile-menu { top: 62px; padding: 10px 20px 36px; }
  .mobile-menu nav a { font-size: 24px; padding: 15px 0; }

  .hero .wrap { padding-top: 34px; }
  .eyebrow { font-size: 10.5px; letter-spacing: 1.8px; line-height: 1.5; padding: 0; }
  .hero h1 { font-size: clamp(36px, 10.6vw, 46px); line-height: 1.04; }
  .hero-sub { font-size: 16px; }
  .hero-actions { display: grid; grid-template-columns: 1fr; }
  .hero .hero-actions:not(.hero-actions-below) { display: none; }
  .hero .hero-actions-below { display: grid; margin-top: 16px; }
  .hero-actions .btn { width: 100%; }
  .hero-media { margin-top: 26px; aspect-ratio: 1200 / 694; border-radius: 8px; }
  .hero-caption { display: none; }
  .advisor-card { display: flex; align-items: center; gap: 14px; margin-top: 12px; background: var(--sage); border-radius: 8px; padding: 10px; text-align: left; }
  .advisor-card img { width: 64px; height: 64px; border-radius: 6px; object-fit: cover; object-position: 55% 18%; }
  .advisor-card p { font-size: 15px; line-height: 1.35; color: #2b2f2a; }
  .advisor-card strong { display: block; font-weight: 600; color: var(--ink); }
  .lang-strip { display: block; padding: 24px 0 30px; }
  .lang-strip .rule { display: block; width: 48px; margin: 14px 0; }
  .lang-strip ul { font-size: 15px; line-height: 1.6; }

  .needs { padding: 36px 0 30px; }
  .needs h2 { font-size: 30px; }
  .needs-list { grid-template-columns: 1fr; }
  .needs-list li + li::before { left: 0; right: 0; top: 0; width: auto; height: 1px; }
  .needs-list a { flex-direction: row; align-items: center; gap: 16px; padding: 18px 0; text-align: left; }
  .needs-list .need-icon { width: 30px; height: 30px; }
  .needs-list .need-label { margin: 0; font-size: 18px; }
  .needs-list .need-label br { display: none; }
  .needs-list .i-arrow { margin: 0 0 0 auto; width: 14px; height: 9px; }

  .calc-section { padding: 42px 0; }
  .calc-intro h2 { font-size: 32px; }
  .calc-card { padding: 22px 18px; }

  .rates { padding: 38px 0; }
  .rates-intro h2, .rates-intro h2 .l1, .rates-intro h2 .l2 { font-size: 28px; }
  .rates-list { grid-template-columns: 1fr; }
  .rates-list li, .rates-list li:nth-child(n) { border-left: 0; border-top: 1px solid var(--line-sand); padding: 16px 0; display: flex; justify-content: space-between; align-items: baseline; }
  .rates-list li:last-child { border-bottom: 1px solid var(--line-sand); }
  .rates-list .rate-price { margin: 0; font-size: 28px; }

  .blog-teaser { padding: 42px 0; }
  .blog-intro h2 { font-size: 32px; }
  .blog-cards { grid-template-columns: 1fr; row-gap: 22px; }
  .post-card .post-img { aspect-ratio: 16 / 8; }

  .cta-band { padding: 38px 0 34px; }
  .cta-band .wrap { flex-direction: column; align-items: flex-start; gap: 20px; }
  .cta-text h2 { font-size: 30px; }

  .footer-bar .wrap { flex-direction: column; align-items: flex-start; gap: 10px; }
  .footer-bar .footer-links { margin-left: 0; }
  .aside-text { font-size: 15px; }

  .cookie-banner { left: 12px; right: 12px; bottom: 12px; width: auto; }

  .modal-dialog { padding: 30px 22px 24px; }
  .modal h2 { font-size: 26px; }

  .page-hero { padding: 34px 0 26px; }
  .page-hero h1 { font-size: clamp(34px, 9.4vw, 42px); }
  .page-hero .lead { font-size: 16.5px; }
  .page-hero .hero-actions { display: grid; }
  .section { padding: 44px 0; }
  .section-head h2 { font-size: 30px; }
  .card-grid, .card-grid.two, .card-grid.four { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .steps li:nth-child(n) { padding: 20px 0; border-left: 0; border-top: 1px solid var(--line-soft); }
  .steps li:first-child { border-top: 0; }
  .facts { grid-template-columns: 1fr; }
  .facts > div:nth-child(n) { border-left: 0; border-top: 1px solid var(--line-sand); }
  .facts > div:first-child { border-top: 0; }
  .form-grid { grid-template-columns: 1fr; }
  .form-card { padding: 24px 18px; }
  .post-list { grid-template-columns: 1fr; }
  .article-hero h1 { font-size: clamp(32px, 8.8vw, 40px); }
  .article-image { margin-inline: 0; border-radius: 0; aspect-ratio: 16 / 9; }
  .article-body { margin-inline: 20px; }
  .article-hero .wrap { margin-inline: 20px; }
  .price-table th { width: auto; }
  .price-table th, .price-table td { display: block; border: 0; padding: 0; }
  .price-table tr { display: block; padding: 14px 0; border-bottom: 1px solid var(--line-sand); }
  .price-table td.amount { text-align: left; margin-top: 4px; }

  .related { grid-template-columns: 1fr; }
  .hero-aside { padding: 22px 18px; }
}